Most lenders pass.
We specialize.

Manufactured home loans are all we do.
If you've been told no or you're not sure where to start, call or text us.

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Soft credit pull only — no impact to your score
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We've heard "no" before — we know how to help
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Min. 550 FICO score required
A family in front of their manufactured home
100+
Families housed
5.0 ★
Google rating
3–5
Weeks to close
Estimate Payment →
Michigan
Licensed Broker
100%
Manufactured Home Focus
How It Works

From application to keys — we'll walk you through it

No surprises, no guesswork. You'll always know what comes next.

  1. 1Apply & Get Pre-Qualified
  2. 2Choose Your Home
  3. 3Lender Review & Appraisal
  4. 🎉Close & Get Your Keys
Two women sharing morning coffee in their new kitchen Two men smiling in the driveway of a manufactured home Mother and daughter in the daughter's new bedroom Retired couple relaxing on their deck by the lake Family of four in their living room Parents and kids playing in the yard outside their home Family of four in their kitchen

What our borrowers say

Don't take our word for it — here's what our customers say about their experience.

5.0
★★★★★
Based on Google Reviews
G
Verified Google Reviews
★★★★★

The mortgage process seemed scary until we met Jamie Jackson. From day one she was knowledgeable, supportive, and a total pro at explaining everything. She's not just a great loan officer — she's a trusted advisor. You won't regret it!

AL
Alicia Lewis
Verified Google Review
★★★★★

I've had a wonderful, stress-free experience with this company. They made everything easy. The loan officer was competent and took care of me. Jamie never made me feel uncomfortable and responded to my questions almost immediately. I'm very satisfied with my experience.

NS
Nicole Steele
Verified Google Review
★★★★★

Jamie was amazing. She answered all my questions and helped make this process go as smoothly as possible.

DM
Diane Marie
Verified Google Review
Read All Reviews on Google →
Learning Center

Everything you need to know before you buy

Manufactured home financing is different from a traditional mortgage. We've written clear guides to help you understand exactly what this financing is about.

1-min video
Mobile, manufactured, or modular — what's the difference?

These three terms mean different things for how a home is built, titled, and financed. Know which one you're buying before you apply.

Read the guide
1-min video
What you need to know before buying in a park community

You own the home. You lease the land. Here's what that means for your financing, your monthly costs, and your rights as a resident.

Read the guide
1-min video
How to prepare for your manufactured home loan application

Credit score, documents, down payment, and what not to do before you apply. Everything you need to show up prepared and move fast.

Read the guide
Go to the Learning Center →
Real estate agent? Visit our Real Estate Agent section →
FAQ

Common questions from first time manufactured homebuyers

Still have questions? Call or text us - we love talking to people at the beginning of their manufactured homebuying journey.

Not at all. We work with a range of credit profiles and have access to multiple loan programs. The best way to find out what you qualify for is to apply — it takes about 30–40 minutes and doesn't affect your credit score.
Down payment requirements vary by loan program, property type (land vs. no land), and credit profile. Many of our buyers put down between 5%–20%. We'll show you all your options during your pre-qualification.
From application to closing, most buyers are in their home within 3–5 weeks. We stay proactive throughout the process to avoid delays and keep you updated every step of the way.
Both. We specialize in all manufactured home financing scenarios — land/home packages and homes in land-lease communities. Manufactured home financing is all we do, so we've seen it all.
View All FAQs →
Ready to find out where you stand?

You deserve a straight answer.

No runaround, no confusing fine print. Just a straightforward conversation about what you qualify for and what your path to homeownership actually looks like. Takes 30–40 minutes. Soft credit pull only. No pressure.

Mon–Fri 9am–5pm ET · We actually pick up the phone.